Headshot of Twyla Gray

Twyla Gray

Branch Manager

Gray Team

NMLS #315271

Adress
3033 Horizon Ridge, #110
Henderson, NV 89052
Contact Methods
Email
tel Phone
702-253-6099
mobile Mobile
(702) 541-0310
fax Fax
702-253-5268

Awards

About Twyla

I began my career in the mortgage business in 2000 in Dallas, Texas. In 2003, I moved to the Phoenix market so my son could be closer to my father. In 2007, I relocated to Las Vegas, Nevada. Just a few months after moving, the market started crashing. Here I was: a single mother in a new city with no business partners while the market was crashing. With my strong determination to succeed, I decided the best thing to do is find a strong company to work for. In 2011, we joined CrossCountry Mortgage. I attribute my success to finding a strong company to work for. CCM offers programs for every situation imaginable, growth, stability, and support, which allows my continued success – best seen in the growth of my team with our new loan officer, Ben Omaye! He's a successful, Spanish-speaking mortgage professional I've known for over seven years.

I pride myself on offering excellent, professional customer service to all my clients. While educating them on the many options in purchasing and refinancing so they have the knowledge to feel comfortable with their biggest financial decision. My passion has always been to do what's best for the customer, providing professional service in English or Spanish with little hassle and a quick, smooth closing. Even after closing, I'm always available for questions or just to catch up on life. I build relationships with my clients. My experience and knowledge provide a level of service many others can't offer. No situation has ever been too challenging.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

First-time homebuyers and their child playing in their new home

First-time homebuyers:
Get up to $5,250!

 

There’s no greater feeling than moving into your first home. Getting the keys, opening the front door, making the home your own – all things we want you to experience!

CCM Smart Start will contribute up to $5,250 toward those good feelings. With CCM Smart Start, we’ll cover 2% of the purchase price (up to $5,250) for the down payment so your homeownership dream can come to life.

For terms and conditions, visit
crosscountrymortgage.com/loan-types/programs/ccm-smart-start

Get Started

First time homebuyers admiring their new home

Ready to buy your first home?

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership.
Let’s discuss your options today.

Contact Me

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

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